Budgeting on a Low Income

Apps overwhelm. Cash envelopes ground you.

What’s the Envelope System?

Assign real cash to categories. When an envelope empties, spending stops.

Example Setup

• Rent: ₹10,000
• Groceries: ₹6,000
• Transport: ₹2,000

Why It Works

• Tangible limits
• Clear visibility
• No digital drift

Add Reflection

Pair with Kakeibo for deeper insight.

Get Started

Use our free envelope labels.

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