Budgeting on a Low Income

Apps overwhelm. Cash envelopes ground you.

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What’s the Envelope System?

Assign real cash to categories. When an envelope empties, spending stops.

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Example Setup

  • Rent: ₹10,000
  • Groceries: ₹6,000
  • Transport: ₹2,000
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Why It Works

  • Tangible limits
  • Clear visibility
  • No digital drift
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Add Reflection

Pair with Kakeibo for deeper insight.

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Get Started

Use our free envelope labels.

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