Just This Once?

₹250 on coffee × 5 = ₹60K/year.

What is Micro-Spending?

Small, frequent buys that quietly compound.

Lifestyle Creep

Spending grows with income—but savings don't.

Fix the Leak

• Create a joy budget
• Track weekly
• Use the 20x rule

Final Tip

Audit last month’s UPI + cards.

Try Kakeibo

It helps build awareness and better habits.

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