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Bi-Weekly Budget

Budget by Paycheck, Not by Month

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Month:
Year:
1
PAYCHECK 1
Pay Date: ____/____
Amount:$__________
2
PAYCHECK 2
Pay Date: ____/____
Amount:$__________

ASSIGN BILLS TO PAYCHECKS

From Paycheck 1Due Date
$___________/___
$___________/___
$___________/___
$___________/___
$___________/___
$___________/___
$___________/___
$___________/___
Total$________
From Paycheck 2Due Date
$___________/___
$___________/___
$___________/___
$___________/___
$___________/___
$___________/___
$___________/___
$___________/___
Total$________

VARIABLE EXPENSES (Split Between Paychecks)

CategoryFrom PC 1From PC 2Total
Groceries$________$________$________
Gas$________$________$________
Dining Out$________$________$________
Entertainment$________$________$________
Personal$________$________$________
Other$________$________$________
Total Variable$________$________$________

SAVINGS (Split Between Paychecks)

GoalFrom PC 1From PC 2Total
Emergency Fund$________$________$________
Retirement$________$________$________
Sinking Funds$________$________$________
Other Savings$________$________$________
Total Savings$________$________$________

PAYCHECK SUMMARY

Paycheck 1
Income:$__________
− Bills:$__________
− Variable:$__________
− Savings:$__________
Remaining:$__________
Paycheck 2
Income:$__________
− Bills:$__________
− Variable:$__________
− Savings:$__________
Remaining:$__________
🎉 Is This a 3-Paycheck Month?

Twice a year, you'll receive 3 paychecks in one month! Plan to use extra paycheck for:

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Free Kakeibo Templates 2026 – Download PDF, Excel & Printable Budget Planners