Back to Template
Press Ctrl/Cmd + P to print or save as PDF

Debt Payoff Tracker

kakeibo-templates.com

Start Date:
Goal Date:

DEBT INVENTORY

Debt NameBalanceInterest RateMin PaymentSnowball #Avalanche #
$_______________%$________
$_______________%$________
$_______________%$________
$_______________%$________
$_______________%$________
$_______________%$________
$_______________%$________
$_______________%$________
TOTAL DEBT$________$________
Snowball Order: Smallest balance → Largest
Avalanche Order: Highest rate → Lowest

MY PAYOFF STRATEGY

Debt Snowball

Pay smallest balance first for quick wins and motivation.

Debt Avalanche

Pay highest interest first to save the most money.

Extra Monthly Payment Available:$____________

MONTHLY PAYMENT LOG

DateDebtPaymentNew BalancePaid Off?
____/____
$________$________
____/____
$________$________
____/____
$________$________
____/____
$________$________
____/____
$________$________
____/____
$________$________
____/____
$________$________
____/____
$________$________
____/____
$________$________
____/____
$________$________
____/____
$________$________
____/____
$________$________

DEBT FREEDOM PROGRESS

1
Debt name: ________________Paid off: ____/____/____
2
Debt name: ________________Paid off: ____/____/____
3
Debt name: ________________Paid off: ____/____/____
4
Debt name: ________________Paid off: ____/____/____
5
Debt name: ________________Paid off: ____/____/____
6
Debt name: ________________Paid off: ____/____/____

DEBT FREEDOM STATS

Starting Total Debt
$____________
Current Total Debt
$____________
Total Paid Off
$____________
Debts Eliminated
____ of ____
Projected Debt-Free Date
________________

Why I Want to Be Debt-Free:

Free template from kakeibo-templates.com

Free Kakeibo Templates 2026 – Download PDF, Excel & Printable Budget Planners