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KAKEIBO

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Month
Year
Income
$__________
Spending
$__________
Saved
$__________

Daily Expenses

DateDescriptionCategoryAmount
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
___/___
_
$_______
N = NeedsW = WantsC = CultureU = Unexpected

Weekly Summary

Week 1
N:$____
W:$____
C:$____
U:$____
$______
Week 2
N:$____
W:$____
C:$____
U:$____
$______
Week 3
N:$____
W:$____
C:$____
U:$____
$______
Week 4
N:$____
W:$____
C:$____
U:$____
$______

Monthly Totals

Needs$__________
Wants$__________
Culture$__________
Unexpected$__________
Total Spent$__________
Monthly Savings
$__________
Goal: $__________

Monthly Reflection

What worked well?

What to improve next month?

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Free Kakeibo Templates 2026 – Download PDF, Excel & Printable Budget Planners